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Pay your debts to avoid these legal action against you.

There could be lots of consequences if someone refuses to pay your debts. When a person took a loan the bank can initiate legal action against you under the circumstance where the debtor intentionally refuses to pay the debt. Debt payback is critical because if it is not completed on time, it will have a… Continue reading Pay your debts to avoid these legal action against you.

Detailed Informations About The Bailiffs – An overview

A bailiff often termed as an enforcement agent, is a person who is instructed either by a creditor to enforce a debt or fine or by a landlord to oust you. They can repossess and sell your property and pay the values to the creditors to compensate your debts. Generally, they work under a court… Continue reading Detailed Informations About The Bailiffs – An overview

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This website www.thestepchange.com is in no way related to Step Change Debt Charity or approved by the Government. However, the product (IVA) which we specialise in, is processed and managed by Insolvency Practitioners under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with his/her creditors to pay his/her debts in full or in part over time as an alternative to bankruptcy. The Insolvency Service, an independent government agency, has produced a guidance leaflet on dealing with your creditors. In some cases and with some debt solutions a proportion of debt can be written off. The amount written off will depend on your circumstances, income, level of affordability, assets and the current write-off policy of your creditors.

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