An Individual Voluntary Arrangement which is known as IVA is one of the most reliable as well as trustworthy approaches in order to take care of your debts however, it’s a debt solution that can pose an impact on your daily life as well as IVA effect on the family that you did not anticipate… Continue reading Does my IVA affect my family?
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All obligation arrangements ought to be deliberately considered. thestepchange.com is allowed to utilize yet on the off chance that you enter an Individual Voluntary Arrangement (IVA) or Debt Management Plan with one of our approved intermediaries, at that point expenses will apply and these are clarified by their consultants or in the documentation you get. By going into an obligation arrangement may put you further into back payments. You reserve the option to a chilling time of 14 days.
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This website www.thestepchange.com is in no way related to Step Change Debt Charity or approved by the Government. However, the product (IVA) which we specialise in, is processed and managed by Insolvency Practitioners under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with his/her creditors to pay his/her debts in full or in part over time as an alternative to bankruptcy. The Insolvency Service, an independent government agency, has produced a guidance leaflet on dealing with your creditors. In some cases and with some debt solutions a proportion of debt can be written off. The amount written off will depend on your circumstances, income, level of affordability, assets and the current write-off policy of your creditors.