TheStepChange is here to help you, no matter where you live in Scotland. We offer free debt advice so that you can get out of debt easily, which is tailored to your specific situation and in accordance with Scottish debt law. Stepchange Scotland is a Debt Arrangement Scheme-approved organization for establishing debt payment plans (DAS).… Continue reading Debt help Scotland: Debt solution Stepchange Scotland
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thestepchange.com is an independent marketing website which acts as an introducer to 'whole of market' companies who offer specialist Independent Financial Advice.
thestepchange.com are not authorised to give advice and we are not liable for any financial advice provided by, or obtained through a third party. The information published on this website is for information purposes only.
All obligation arrangements ought to be deliberately considered. thestepchange.com is allowed to utilize yet on the off chance that you enter an Individual Voluntary Arrangement (IVA) or Debt Management Plan with one of our approved intermediaries, at that point expenses will apply and these are clarified by their consultants or in the documentation you get. By going into an obligation arrangement may put you further into back payments. You reserve the option to a chilling time of 14 days.
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This website www.thestepchange.com is in no way related to Step Change Debt Charity or approved by the Government. However, the product (IVA) which we specialise in, is processed and managed by Insolvency Practitioners under the following legislation: The Insolvency Act of 1986 (amended by the Insolvency Act 2000 and the Enterprise Act 2002) introduced a new procedure whereby a debtor could come to an arrangement with his/her creditors to pay his/her debts in full or in part over time as an alternative to bankruptcy. The Insolvency Service, an independent government agency, has produced a guidance leaflet on dealing with your creditors. In some cases and with some debt solutions a proportion of debt can be written off. The amount written off will depend on your circumstances, income, level of affordability, assets and the current write-off policy of your creditors.